SME Micro Loan is a business loan aimed at financing daily operations and other cash-flow needs. In Singapore, there is a Government-backed program for SME Micro Loan referred to as Market Readiness Assistance (MRA)

What is MRA?

Market Readiness Assistance (MRA) is a Government grant that supports Singapore’s SMEs (Small and Medium Enterprises) to expand their operations. The grant aims at boosting the SMEs businesses so that they can grab the opportunities and access the international market.


  • A business entity registered in Singapore
  • The business should have at least 30% local shareholding
  • Business turnover not exceeding S$100 Million
  • Workforce not exceeding 200 workers
  • Overseas sales not exceeding S$100,000

SME Micro Loan Features

  • Loan Limit S$24,000 to S$100,000
  • Unsecured Loan
  • Loan Tenure 4 Years
  • No penalty on early repayment

Note: If you are not eligible for an SME Micro Loan you can try a Personal Loan that has more flexible terms.

Why Choose Us for the Loan

Legal Money Lenders

We are licensed moneylenders. You can verify this from the list of Singapore Licensed Moneylenders on the Ministry of Law’s website. We strictly follow rules and regulations as stipulates in the Money Lender’s Act. Therefore, you should feel safe when dealing with us.

Easy Application Process

Our loan application process is simple and straightforward. It only involves three stages; Loan application, Loan Approval, and Loan Processing. In addition, it doesn’t involve a lot of paperwork. The application can be submitted online and then submit the required documents to the office.

Quick Turnaround Time

Unlike Banks and other Moneylenders, our approval process is very fast. It will only take you a day or two days to have your loan approval. We have employed a team of professionals who are always on standby to attend to you. Anything that requires immediate financing is given priority. Therefore you can always count on us in case of an emergency. We offer real time services to our clients.

Customized Loans

We understand the needs of our clients. We know that people have unique needs that require a different kind of financing. Therefore, we package our loans depending on the client’s needs. We customize your loan to fit your need and your ability to pay.

Flexible Repayments

Our repayment terms are flexible. We spread your loans into installments that you can meet monthly. Also, we allow early repayments without placing any early repayment fee. So you are free to clear your loan any time you feel like it without fear of penalty.

No Hidden Charges

We are very transparent in all our dealings. We do not have any hidden charges. We communicate our charges upfront and they are well noted in your loan application form. So, you can count on us for your financial needs.
To apply for this loan simply log in to our website and complete a simple loan application form and our team of professionals will contact you to discuss your application.